Access to and use of is subject to the following terms of use. is managed by Lumino (a trading name of Hello Lumino Limited). Lumino is referred to as ‘we’ or ‘us’ below.

By using this site, you indicate that you accept these terms of use and that you agree to be legally bound by them. We may at any time revise these terms of use without notice. Please check these terms of use regularly, as continued use of the website after a change has been made is your acceptance of the change.

Linking to and from

We welcome and encourage other websites to link to the information that is hosted on this site. You don’t have to ask permission to link to

However, we don’t give you permission to suggest that your website is associated with, or endorsed by, our organisation.

Where our site contains links to other sites and resources provided by third parties, these links are provided for information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.


All materials are copyright ©Lumino (Hello Lumino Limited).


While we make every effort to keep up to date, we don’t provide any guarantees, conditions or warranties as to the accuracy of the information on the site.

Lumino does not accept liability for any inconvenience, loss or damage arising from the use, or inability to use, any of the information on this website.

Lumino takes no responsibility for the content of external websites and any such links should not be taken as an endorsement of any kind.

Information about you and your visits to

We process information about you in accordance with our Privacy notice. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Virus protection

We make every effort to check and test material at all stages of production. However you must take your own precautions to ensure that the process which you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system.

We can’t accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material derived from this website.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.